In today’s marketplace in order to preserve cash flow or for other economic and business reasons, your clients and prospects often need to finance the cost of their insurance premiums.
We understand the pressure that dramatically increased premiums have put on both you the broker and your clients. Pencross Financial Corporation is here to help brokers keep the business they have worked so hard to acquire.
Pencross Financial Corporation provides brokers with the ability to promptly retain their clients by providing them with financing options. By offering brokers the capability to quickly finance their clients’ insurance premiums, they in turn help their clients preserve cash –flow and focus their financial resources on growing their business.


Pencross's mission is to provide brokers across Canada the best possible financing solutions for their client’s requirements. We will offer exceptional service by imparting quick, accurate and professional response to our brokers financing needs.


To provide Insurance brokers a quick and easy way to finance insurance premiums for their clients.

  • Act with integrity
  • Be accountable
  • Be professional and reliable using best business practices
  • Develop and maintain relationships with our brokers through partnership and cooperation
  • Serve both our brokers and their clients in a professional and considerate manner
  • Improve and innovate continuously
  • Remember and respect the importance of your fellow workers